Money tree

Money Trees are a type of tree in. To grow them, the player buries a bag of money using a golden shovel. After the tree is grown, if it blooms there are three bags of the amount of bells the player has planted, or 30,000 bell bags; whichever is lower amount appears. The tree will bloom, and thus produce money, only once.


 * In for the GameCube, money trees can be planted with the regular or golden shovel by burying money in the daily shiny spot in the player's town.

Money Tree Probability
The trees likelihood of blooming is based on the amount of bells buried. The maximum number of bells a tree will produce is 90,000 bells so burying more than 90,000 bells wastes bells. Despite the potential profit, Money Trees are not statistically profitable, having the player lose money on the long run because the expected return will never exceed the amount invested.

Use of a Clover
A 4-leaf-clover planted underneath the money tree does not affect the probability of the tree blooming and producing money. It will only prevent the tree from wilting as it does for a normal tree.

Dealing with Deforestation
The ability to grow money trees is tremendously useful with dealing with large amounts of deforestation, possibly caused by the player due to an inconvenient tree layout. Players with 10,000 bells can plant over 100 trees in one day. Though this is slightly more expensive than purchasing saplings from Tom Nook, it is much quicker.