Insurance

Insurance can be obtained from Lyle in, who visits the players town every Saturday. Insurance can protect the player from bee stings, forged paintings, and tripping. Forged paintings will get the player 100 Bells from Lyle, while Tom Nook will pay 10 Bells. The drawback of this method is that the player will have to wait until Lyle next arrives. This can be between one to five days, depending on when Redd comes to town. Bee stings are also only 100 Bells compensation.

Insurance costs 3,000 Bells. The player can make enough money to cover what was lost after 30 bee stings or by buying the King Tut helmet. By wearing the King Tut wig, the player may trip while running. Therefore, if the player trips 30 times, he or she will receive the equivalent amount of Bells used to pay for the insurance.

Insurance appears only in Wild World. It does not appear in, since Lyle is now working for the Happy Room Academy.