Bell

Bells are the primary currency used in the, with Nook Miles introduced as a secondary currency in. There are many ways for players to acquire Bells; the player may sell items, do favors for or trade with villagers, or even find money from shaking trees, digging holes, or in balloon presents. Bells may be carried by the player in their wallet and also in a bag in their pocket. Bells can be saved to accrue interest and used to pay off the player's home loan. Players may spend Bells to purchase items from vendors like Nook's Store, Crazy Redd's, Able Sisters, Brewster, or special characters like Saharah and Harriet. Players can plant Bells in the ground with a shovel to grow a Money Tree.

Carrying Limits
In the original, players can carry up to 849,999 Bells at any one time. In and, this is substantially expanded upon as players can have 99,999 Bells in their wallet and fifteen 99,000 Bell bags in their pockets, bringing the grand total to a maximum of 1,584,999 Bells on hand at any one time. In, players can carry sixteen 99,000 Bell bags in their pockets at one time, for a grand total of 1,683,999 Bells at once. This can be further expanded by putting Bells into letters for an additional 990,000 Bells, but these do not count as on hand as they will not be counted when the player talks to someone who wants to sell something. In, players can carry a total of forty 99,000 Bell bags in their pockets, provided their pockets are fully upgraded, for a grand total of 3,960,000 Bells at once.

Bells are most often seen in tan sacks with a dark brown star in the middle, tied with red rope at the top but are actually coins if viewed as items in quantities of multiples of 100 (as opposed to 1,000 as is normal) in City Folk. In Animal Crossing, all money appears in a sack. In, Peppy villagers working the register at facilities may mention finding a counterfeit Bell with an image of Tortimer's face where the star would normally be.