Home loan

A home loan, also known as a debt or mortgage, is an amount of Bells that is required to pay off in order to purchase or expand a player's home. After the player pays off the mortgage once, the price will increase. Once the house is fully expanded and paid off, the player will usually get a reward. In, after the player pays off their mortage, they will have a statue put up of them in front of the train station. In, the player will receive a flag in front of their house that custom designs can be placed on. Paying off the mortgage in unlocks theme challenges run by Lyle at the Happy Home Academy. In, paying off the final mortgage will cause any future exterior renovations to be completely free for the player.


 * Total Floorspace: 320m²


 * Total Wallspace: 142m


 * Total Furnishable Tiles: 462


 * Floorspace Cost: 23,737 Bells per m2


 * Tile Cost: 16,441 Bells per tile