Difference between revisions of "Insurance"

From Nookipedia, the Animal Crossing wiki
(rewriting)
m (General cleanup, added image tag & gameplay elements navbox)
Line 1: Line 1:
'''Insurance''' can be obtained from [[Lyle]] in {{WW}}. He visits [[town]] every Saturday from 6 AM to 6 PM. Insurance can protect the [[player]] from [[bee]] stings, forged paintings, and tripping. There are two types of insurance: 'Accident insurance' and 'Damage insurance'.
+
'''Insurance''' is a way of compensating the [[player]] with [[Bells]] after adverse events in {{WW}}. It can be obtained from [[Lyle]] when he visits [[town]] each Saturday from 6 AM to 6 PM. There are two types of insurance: accident insurance and damage insurance.
  
 
==Accident insurance==
 
==Accident insurance==
 
+
The first time the player talks to Lyle, he will force the player to buy accident insurance for 3,000 [[Bells]] if they can afford it. This 'protects' the player from bee stings, as well as tripping (which can occur if the player wears the King Tut Wig or receives a bad fortune from [[Katrina]]). Lyle will send the player 100 Bells in the mail if either of these occurrences happen, but only one 100 Bell bonus can be achieved per day.
The first time that the player talks to Lyle, he will force the player to buy accident insurance for 3,000 Bells if they can afford it. This 'protects' the player from bee stings, as well as tripping (which can occur if the player wears the King Tut Wig or receives a bad fortune from [[Katrina]]). Lyle will send the player 100 Bells in the mail if either of these occurrences happen, but only one 100 Bell bonus can be achieved per day.
 
  
 
==Damage insurance==
 
==Damage insurance==
 
+
After buying accident insurance, if the player talks to Lyle again on a subsequent Saturday, he will force them to buy damage insurance, which costs 6,000 Bells. Damage insurance offers some remorse if the player buys a [[Forgery]] from [[Crazy Redd]]; Lyle will pay 100 Bells if he is handed counterfeit art. However, the player must wait for the next mail delivery to actually receive the Bells.
After buying accident insurance, if the player talks to Lyle again on a subsequent Saturday, he will force them to buy damage insurance, which costs 6,000 Bells. Damage insurance offers some remorse if the player buys a [[Forgery]] from [[Crazy Redd]]; Lyle will pay 100 Bells if he is handed counterfeit art. However, the player must wait for the next mail delivery to actually receive the money.
 
  
 
==Trivia==
 
==Trivia==
 +
*If the player wishes to use Lyle to set or change the day in which Crazy Redd appears, they should approach Lyle with less than 3,000 Bells. Lyle will get angry ("bust his chops") at the lack of funds, but the player will not have to buy insurance.
 +
*A player needs to have over 30 accidents or buy over 60 counterfeit paintings to profit from purchasing insurance.
  
*If the player wishes to use Lyle to set or change the day in which Crazy Redd appears, they should approach Lyle with less than 3,000 Bells. Lyle will get angry ('bust his chops') at the lack of funds, but the player will not have to buy insurance.
+
{{Image|note=Needs images of Lyle selling the player both types of insurance.}}
*There is very little gain for the player if they buy insurance. They would need to have 30 accidents or buy 60 counterfeit paintings just to break even.
+
{{Gameplay Elements}}
 
 
[[Category:Gameplay Elements]]
 

Revision as of 02:29, July 11, 2020

Insurance is a way of compensating the player with Bells after adverse events in Animal Crossing: Wild World. It can be obtained from Lyle when he visits town each Saturday from 6 AM to 6 PM. There are two types of insurance: accident insurance and damage insurance.

Accident insurance

The first time the player talks to Lyle, he will force the player to buy accident insurance for 3,000 Bells if they can afford it. This 'protects' the player from bee stings, as well as tripping (which can occur if the player wears the King Tut Wig or receives a bad fortune from Katrina). Lyle will send the player 100 Bells in the mail if either of these occurrences happen, but only one 100 Bell bonus can be achieved per day.

Damage insurance

After buying accident insurance, if the player talks to Lyle again on a subsequent Saturday, he will force them to buy damage insurance, which costs 6,000 Bells. Damage insurance offers some remorse if the player buys a Forgery from Crazy Redd; Lyle will pay 100 Bells if he is handed counterfeit art. However, the player must wait for the next mail delivery to actually receive the Bells.

Trivia

  • If the player wishes to use Lyle to set or change the day in which Crazy Redd appears, they should approach Lyle with less than 3,000 Bells. Lyle will get angry ("bust his chops") at the lack of funds, but the player will not have to buy insurance.
  • A player needs to have over 30 accidents or buy over 60 counterfeit paintings to profit from purchasing insurance.


Redd NH Character Icon.png
This page could be improved with the addition of images.
You can help by uploading one or more images and including them on this page.
Further details: Needs images of Lyle selling the player both types of insurance.
Redd NH Character Icon.png
This page could be improved with the addition of images.
You can help by uploading one or more images and including them on this page.
Further details: Needs images of Lyle selling the player both types of insurance.