Difference between revisions of "Savings"

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The '''Automatic Bell Dispenser''' ('''ABD'''), also known as the '''Bellpoint''', is a machine similar to an Automatic Teller Machine (ATM). The ABD allows the player to access the Bank of Nintendo, from which the [[mortgage]] can be paid to [[Tom Nook]], withdraw and deposit [[Bells]], or reissue a Shopping Card. 0.5% interest is given on the first of each month, capping at 99,999 Bells. The ABD is only featured in {{CF}} and {{NL}}, with personal savings accounts handled at the [[Post Office]] desk in previous games.
+
[[File:Savings WW Icon.png|left]]
 +
[[File:CFABD.jpg|thumb|250px|A player using the Automatic Bell Dispenser in {{CF|nolink}}.]]
 +
The '''Savings''' account is a feature in all Animal Crossing games that allow the player to deposit or withdraw their [[Bells]], similarly to a real-life bank account. In {{PG}} and {{WW}}, the player can go to the [[Post Office]] or [[Town Hall]], respectively, and talk to [[Pelly]] or [[Phyllis]] to access their savings. In {{PG|nolink}}, the player can only access their savings account after fully paying off their [[mortgage]]. In {{CF}}, {{NL}}, and {{NH}}, the player uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at the [[Town Hall]], the [[Post Office]], or [[Resident Services]], respectively. The player can also receive a functioning ABD furniture item in {{CF|nolink}} and {{NL|nolink}} after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells. In {{NH|nolink}}, as of the 1.2.0 update, the interest rate was lowered to 0.05%.
  
==Locations==
+
==Shopping Card==
===''City Folk''===
+
In {{CF|short|nolink}}, after 10,000 [[Bells]] have been deposited into the savings account, the bank will send a Shopping Card (which is also referred to simply as a card) in the mail. This card functions in the same way as a real-world debit card, allowing the player to spend money in their savings account without carrying the [[Bells]] around. A Gold Shopping Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It acts exactly like the regular Shopping Card. If the player loses their Shopping Card, they are able to go to the ABD and select "Reissue Card". They will receive a new card in the mail. However, the Gold Shopping Card cannot be replaced.  
*[[File:Abd.jpg|thumb|A character using the ABD.]]An ABD is located in [[Town Hall]] below the [[Town Hall|Civic Center]] window.
 
*In the [[city]], an ABD is located above the [[Marquee]]. This ABD machine is for the "main branch" of the bank located in the city, rather than the town's own branch, however there is no difference in function.
 
*A personal ABD furniture item is also obtainable by depositing 999,999,999 Bells.
 
  
===''New Leaf''===
+
<gallery>
*An ABD is located in the [[Post Office]], below the desk in the lower left corner of the room.
+
File:Shopping_card_letter.jpg|The letter received with the Shopping Card.
*Another ABD is located at the far right of the tour office on [[Island|Tortimer Island]]. This machine is of limited use, as Bells are generally not used on the island.
+
File:Goldcardletter.png|The letter received with the Gold Shopping Card.
*A personal ABD furniture item is also obtainable by depositing 100,000,000 Bells into the bank account.
+
</gallery>
  
==Shopping card==
+
==Rewards==
In ''City Folk'', after 10,000 [[Bells]] have been deposited into the bank account, the bank will send a [[shopping card]] (which is also referred to simply as a card) in the mail. This card works in the same way as a debit card, allowing the player to spend money in his or her bank account without carrying the [[Bells]] around. A Golden Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It works the same way as the regular shopping card.
+
After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the [[Catalog|catalog]].
  
==Unlockable items==
+
==={{DnM|nolink}}, {{PG|nolink}} and {{DnMe+|nolink}}===
After depositing a certain amount of bells into the bank account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered in the [[Catalog|catalog]].
+
{{TableHeader|game=ACGC|type=furniture|collection=series|collapsed=true|title=Savings Rewards in {{DnM|nolink}}, {{PG|nolink}} and {{DnMe+|nolink}}}}
  
{| class="sortable" align="center" width="80%" cellpadding="1px" style="border: 3px solid #ffdd66"
+
{{TableContent
! style="border: 2px solid #ffffcc; background:#ffffcc; color:#666;" | Amount
+
| Tissue
! style="border: 2px solid #ffffcc; background:#ffffcc; color:#666;" | Reward in ''City Folk''
+
| [[File:WinterLeaf.png|64px]]
! style="border: 2px solid #ffffcc; background:#ffffcc; color:#666;" | Reward in ''New Leaf''
+
| 1,000,000
|-
+
| -
 +
| Savings
 +
| -
 +
| -
 +
| {{Small}}
 +
| -
 +
}}
 +
 
 +
{{TableContent
 +
| Piggy Bank
 +
| [[File:WinterLeaf.png|64px]]
 +
| 10,000,000
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| {{Small}}
 +
| -
 +
}}
 +
 
 +
{{TableContent
 +
| Mailbox
 +
| [[File:WinterLeaf.png|64px]]
 +
| 100,000,000
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| {{Small}}
 +
| -
 +
}}
 +
 
 +
{{TableContent
 +
| Post Office Model
 +
| [[File:WinterLeaf.png|64px]]
 +
| 999,999,999
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| {{Small}}
 +
| -
 +
}}
 +
 
 +
{{TableFooter}}
 +
<br clear=all>
 +
 
 +
==={{WW|nolink}}===
 +
{{TableHeader|game=ACWW|type=furniture|collection=series|collapsed=true|title=Stereos in {{WW|nolink}}}}
 +
 
 +
{{TableContent
 +
| Box of Tissues
 +
| [[File:Box of Tissues WW.png|64px]]
 +
| 1,000,000
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| -
 +
| {{Small}}
 +
| Can place on table
 +
}}
 +
 
 +
{{TableContent
 +
| Piggy Bank
 +
| [[File:Piggy Bank WW.png|64px]]
 +
| 10,000,000
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| -
 +
| {{Small}}
 +
| Can use, can place on table
 +
}}
 +
 
 +
{{TableContent
 +
| Pelly's Pic
 +
| [[File:PellyPicACWW.png|64px]]
 +
| 100,000,000
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| -
 +
| {{Small}}
 +
| [[Picture]]
 +
}}
 +
 
 +
{{TableContent
 +
| Phyllis' Pic
 +
| [[File:PhyllisPicACWW.png|64px]]
 +
| 500,000,000
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| -
 +
| {{Small}}
 +
| [[Picture]]
 +
}}
 +
 
 +
{{TableContent
 +
| Town Hall Model
 +
| [[File:Town Hall Model WW.png|64px]]
 +
| 999,999,999
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| -
 +
| {{Small}}
 +
| -
 +
}}
 +
 
 +
{{TableFooter}}
 +
<br clear=all>
 +
 
 +
==={{CF|nolink}}===
 +
{{TableHeader|game=ACCF|type=furniture|collection=series|collapsed=true|title=Savings Rewards in {{CF|nolink}}}}
 +
 
 +
{{TableContent
 +
| Shopping Card
 +
| [[File:Shopping Card.png|64px]]
 
| 10,000
 
| 10,000
| [[Shopping Card]]
+
| -
| --
+
| Savings
|-
+
| -
 +
| -
 +
| -
 +
| Item
 +
}}
 +
 
 +
{{TableContent
 +
| Tissue Box
 +
| [[File:WinterLeaf.png|64px]]
 
| 100,000
 
| 100,000
| Tissue box
+
| -
| Tissue box
+
| Savings
|-
+
| -
| 500,000
+
| -
| --
+
| {{Small}}
| Letter set
+
| Can place on table
|-
+
}}
 +
 
 +
{{TableContent
 +
| Gold Shopping Card
 +
| [[File:Gold Shopping Card CF Icon.png|64px]]
 
| 1,000,000
 
| 1,000,000
| [[Shopping card|Gold shopping card]]
+
| -
| Piggy bank
+
| Savings
|-
+
| -
| 5,000,000
+
| -
| --
+
| -
| Aluminum briefcase
+
| Item
|-
+
}}
 +
 
 +
{{TableContent
 +
| Piggy Bank
 +
| [[File:WinterLeaf.png|64px]]
 
| 10,000,000
 
| 10,000,000
| Piggy bank
+
| -
| Post Office poster
+
| Savings
|-
+
| -
| 20,000,000
+
| -
| --
+
| {{Small}}
| Safe
+
| Can use, can place on table
|-
+
}}
| 50,000,000
+
 
| --
+
{{TableContent
| Postman hat
+
| Green Feather
|-
+
| [[File:WinterLeaf.png|64px]]
 
| 100,000,000
 
| 100,000,000
| Green [[feather]]
+
| -
| Automatic bell dispenser
+
| Savings
|-
+
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
}}
 +
 
 +
{{TableContent
 +
| Blue Feather
 +
| [[File:WinterLeaf.png|64px]]
 
| 200,000,000
 
| 200,000,000
| Blue feather
+
| -
| --
+
| Savings
|-
+
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
}}
 +
 
 +
{{TableContent
 +
| Yellow Feather
 +
| [[File:WinterLeaf.png|64px]]
 
| 300,000,000
 
| 300,000,000
| Yellow feather
+
| -
| --
+
| Savings
|-
+
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
}}
 +
 
 +
{{TableContent
 +
| Red Feather
 +
| [[File:WinterLeaf.png|64px]]
 
| 400,000,000
 
| 400,000,000
| Red feather
+
| -
| --
+
| Savings
|-
+
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
}}
 +
 
 +
{{TableContent
 +
| Purple Feather
 +
| [[File:WinterLeaf.png|64px]]
 
| 500,000,000
 
| 500,000,000
| Purple feather
+
| -
| --
+
| Savings
|-
+
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
}}
 +
 
 +
{{TableContent
 +
| White Feather
 +
| [[File:WinterLeaf.png|64px]]
 
| 600,000,000
 
| 600,000,000
| White feather
+
| -
| --
+
| Savings
|-
+
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
}}
 +
 
 +
{{TableContent
 +
| Rainbow Feather
 +
| [[File:WinterLeaf.png|64px]]
 
| 700,000,000
 
| 700,000,000
| Rainbow feather
+
| -
| --
+
| Savings
|-
+
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
}}
 +
 
 +
{{TableContent
 +
| ABD
 +
| [[File:WinterLeaf.png|64px]]
 
| 999,999,999
 
| 999,999,999
| Automatic bell dispenser
+
| -
| --
+
| Savings
|}
+
| -
 +
| -
 +
| {{Small}}
 +
| Can use
 +
}}
 +
 
 +
{{TableFooter}}
 +
<br clear=all>
 +
 
 +
==={{NL|nolink}}===
 +
{{TableHeader|game=ACNL|type=furniture|collection=series|collapsed=true|title=Savings Rewards in {{NL|nolink}}}}
 +
 
 +
{{TableContent
 +
| Box of Tissues
 +
| [[File:Box of Tissues HHD Icon.png]]
 +
| 100,000
 +
| 320
 +
| Savings
 +
| {{White}} (x2)
 +
| -
 +
| Basic
 +
| {{Small}}
 +
| Can place on table
 +
| No
 +
}}
 +
 
 +
{{TableContent
 +
| Letter Set
 +
| [[File:Letter Set HHD Icon.png]]
 +
| 500,000
 +
| 300
 +
| Savings
 +
| -
 +
| -
 +
| Basic
 +
| {{Small}}
 +
| Can place on table
 +
| No
 +
}}
 +
 
 +
{{TableContent
 +
| Piggy Bank
 +
| [[File:Piggy Bank HHD Icon.png]]
 +
| 1,000,000
 +
| 1,120
 +
| Savings
 +
| {{Beige}} / {{Pink}}
 +
| Harmonious
 +
| Cute
 +
| {{Small}}
 +
| Can use, can place on table
 +
| Yes
 +
}}
 +
 
 +
{{TableContent
 +
| Aluminum Briefcase
 +
| [[File:Aluminum Briefcase HHD Icon.png]]
 +
| 5,000,000
 +
| 300
 +
| Savings
 +
| {{Gray}} (x2)
 +
| Sci-Fi & Trendy
 +
| Modern
 +
| {{Small}}
 +
| Can place on table
 +
| No
 +
}}
 +
 
 +
{{TableContent
 +
| Post-Office Poster
 +
| [[File:Post-Office Poster HHD Icon.png]]
 +
| 10,000,000
 +
| 100
 +
| Savings
 +
| -
 +
| -
 +
| Iconic
 +
| {{Small}}
 +
| Wall furniture
 +
| No
 +
}}
 +
 
 +
{{TableContent
 +
| Safe
 +
| [[File:Safe HHD Icon.png]]
 +
| 20,000,000
 +
| 189
 +
| Savings
 +
| {{Black}} (x2)
 +
| Sci-Fi
 +
| Basic
 +
| {{Small}}
 +
| Storage unit
 +
| No
 +
}}
 +
 
 +
{{TableContent
 +
| Postman Hat
 +
| [[File:WinterLeaf.png|64x64px]]
 +
| 50,000,000
 +
| -
 +
| Savings
 +
| -
 +
| -
 +
| -
 +
| {{Small}}
 +
| [[Headgear]]
 +
| -
 +
}}
 +
 
 +
{{TableContent
 +
| ABD
 +
| [[File:ABD HHD Icon.png]]
 +
| 100,000,000
 +
| 250
 +
| Savings
 +
| {{Gray}} (x2)
 +
| -
 +
| Basic
 +
| {{Small}}
 +
| Can use
 +
| No
 +
}}
 +
 
 +
{{TableFooter}}
 +
<br clear=all>
 +
 
 +
==Trivia==
 +
On March 6, 2020, Twitch streamer BrianMp16 became the first documented person to legitimately obtain the 999,999,999 Bells necessary to obtain the Post Office Model in {{PG|nolink}}.<ref>[https://www.youtube.com/watch?v=jwtZP98Y-Zo - I am the world's first legitimate Animal Crossing (GCN) Bellionaire]</ref><ref>[https://www.eurogamer.net/articles/2020-03-04-animal-crossing-player-set-to-become-first-legitimate-bellionaire-after-selling-silly-amounts-of-turnips An Animal Crossing player says he's about to become the world's first self-made "bellionaire" - Eurogamer]</ref>
 +
 
 +
==References==
 +
{{Reflist}}
  
 +
{{Image}}
 
[[Category:Gameplay Elements]]
 
[[Category:Gameplay Elements]]
[[Category:Locations]]
 

Revision as of 09:41, June 18, 2020

Savings WW Icon.png
File:CFABD.jpg
A player using the Automatic Bell Dispenser in Animal Crossing: City Folk.

The Savings account is a feature in all Animal Crossing games that allow the player to deposit or withdraw their Bells, similarly to a real-life bank account. In Animal Crossing and Animal Crossing: Wild World, the player can go to the Post Office or Town Hall, respectively, and talk to Pelly or Phyllis to access their savings. In Animal Crossing, the player can only access their savings account after fully paying off their mortgage. In Animal Crossing: City Folk, Animal Crossing: New Leaf, and Animal Crossing: New Horizons, the player uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at the Town Hall, the Post Office, or Resident Services, respectively. The player can also receive a functioning ABD furniture item in Animal Crossing: City Folk and Animal Crossing: New Leaf after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells. In Animal Crossing: New Horizons, as of the 1.2.0 update, the interest rate was lowered to 0.05%.

Shopping Card

In City Folk, after 10,000 Bells have been deposited into the savings account, the bank will send a Shopping Card (which is also referred to simply as a card) in the mail. This card functions in the same way as a real-world debit card, allowing the player to spend money in their savings account without carrying the Bells around. A Gold Shopping Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It acts exactly like the regular Shopping Card. If the player loses their Shopping Card, they are able to go to the ABD and select "Reissue Card". They will receive a new card in the mail. However, the Gold Shopping Card cannot be replaced.

Rewards

After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the catalog.

Doubutsu no Mori, Animal Crossing and Doubutsu no Mori e+

Savings Rewards in Doubutsu no Mori, Animal Crossing and Doubutsu no Mori e+

Item Image Buy Price Sell Price Available From Group Feng Shui Size Info
Tissue WinterLeaf.png 1,000,000 - Savings - - SmallFurniture.png -
Piggy Bank WinterLeaf.png 10,000,000 - Savings - - SmallFurniture.png -
Mailbox WinterLeaf.png 100,000,000 - Savings - - SmallFurniture.png -
Post Office Model WinterLeaf.png 999,999,999 - Savings - - SmallFurniture.png -


Animal Crossing: Wild World

Stereos in Animal Crossing: Wild World

Item Image Buy Price Sell Price Available From Group Color(s) Genre Size Info
Box of Tissues Box of Tissues WW Model.png 1,000,000 - Savings - - - SmallFurniture.png Can place on table
Piggy Bank Piggy Bank WW Model.png 10,000,000 - Savings - - - SmallFurniture.png Can use, can place on table
Pelly's Pic Pelly's Pic WW Texture.png 100,000,000 - Savings - - - SmallFurniture.png Picture
Phyllis' Pic Phyllis's Pic WW Texture.png 500,000,000 - Savings - - - SmallFurniture.png Picture
Town Hall Model Town Hall Model WW Model.png 999,999,999 - Savings - - - SmallFurniture.png -


Animal Crossing: City Folk

Savings Rewards in Animal Crossing: City Folk

Item Image Buy Price Sell Price Available From Color(s) Genre Size Info
Shopping Card Shopping Card CF Icon.png 10,000 - Savings - - - Item
Tissue Box WinterLeaf.png 100,000 - Savings - - SmallFurniture.png Can place on table
Gold Shopping Card Gold Card CF Icon.png 1,000,000 - Savings - - - Item
Piggy Bank WinterLeaf.png 10,000,000 - Savings - - SmallFurniture.png Can use, can place on table
Green Feather WinterLeaf.png 100,000,000 - Savings - - SmallFurniture.png Headgear
Blue Feather WinterLeaf.png 200,000,000 - Savings - - SmallFurniture.png Headgear
Yellow Feather WinterLeaf.png 300,000,000 - Savings - - SmallFurniture.png Headgear
Red Feather WinterLeaf.png 400,000,000 - Savings - - SmallFurniture.png Headgear
Purple Feather WinterLeaf.png 500,000,000 - Savings - - SmallFurniture.png Headgear
White Feather WinterLeaf.png 600,000,000 - Savings - - SmallFurniture.png Headgear
Rainbow Feather WinterLeaf.png 700,000,000 - Savings - - SmallFurniture.png Headgear
ABD WinterLeaf.png 999,999,999 - Savings - - SmallFurniture.png Can use


Animal Crossing: New Leaf

Savings Rewards in Animal Crossing: New Leaf

Item Image Buy Price Sell Price Available From Color(s) HHA Theme Style Size Info Customize
Box of Tissues Box of Tissues HHD Icon.png 100,000 320 Savings White (x2) - Basic SmallFurniture.png Can place on table No
Letter Set Letter Set HHD Icon.png 500,000 300 Savings - - Basic SmallFurniture.png Can place on table No
Piggy Bank Piggy Bank HHD Icon.png 1,000,000 1,120 Savings Beige / Pink Harmonious Cute SmallFurniture.png Can use, can place on table Yes
Aluminum Briefcase Aluminum Briefcase HHD Icon.png 5,000,000 300 Savings Gray (x2) Sci-Fi & Trendy Modern SmallFurniture.png Can place on table No
Post-Office Poster Post-Office Poster HHD Icon.png 10,000,000 100 Savings - - Iconic SmallFurniture.png Wall furniture No
Safe Safe HHD Icon.png 20,000,000 189 Savings Black (x2) Sci-Fi Basic SmallFurniture.png Storage unit No
Postman Hat WinterLeaf.png 50,000,000 - Savings - - - SmallFurniture.png Headgear -
ABD ABD HHD Icon.png 100,000,000 250 Savings Gray (x2) - Basic SmallFurniture.png Can use No


Trivia

On March 6, 2020, Twitch streamer BrianMp16 became the first documented person to legitimately obtain the 999,999,999 Bells necessary to obtain the Post Office Model in Animal Crossing.[1][2]

References


Redd NH Character Icon.png
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