Savings

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Savings WW Icon.png
A player using the Automatic Bell Dispenser in Animal Crossing: City Folk.

The Savings account is a feature in all Animal Crossing games that allow the player to deposit or withdraw their Bells, similarly to a real-life bank account. In Animal Crossing and Animal Crossing: Wild World, the player can go to the Post Office or Town Hall, respectively, and talk to Pelly or Phyllis to access their savings. In Animal Crossing, the player can only access their savings account after fully paying off their mortgage. In Animal Crossing: City Folk, Animal Crossing: New Leaf, and Animal Crossing: New Horizons, the player uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at the Town Hall, the Post Office, or Resident Services, respectively. The player can also receive a functioning ABD furniture item in Animal Crossing: City Folk and Animal Crossing: New Leaf after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells.

Shopping Card[edit]

In City Folk, after 10,000 Bells have been deposited into the savings account, the bank will send a Shopping Card (which is also referred to simply as a card) in the mail. This card functions in the same way as a real-world debit card, allowing the player to spend money in his or her savings account without carrying the Bells around. A Gold Shopping Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It acts exactly like the regular Shopping Card. If the player loses their Shopping Card, they are able to go to the ABD and select "Reissue Card". They will receive a new card in the mail. However, the Gold Shopping Card cannot be replaced.

Rewards[edit]

After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the catalog.

Doubutsu no Mori, Animal Crossing and Doubutsu no Mori e+[edit]

Savings Rewards in Doubutsu no Mori, Animal Crossing and Doubutsu no Mori e+

Item Image Buy Price Sell Price Available From Group Feng Shui Size Info
Tissue WinterLeaf.png 1,000,000 - Savings - - SmallFurniture.png -
Piggy Bank WinterLeaf.png 10,000,000 - Savings - - SmallFurniture.png -
Mailbox WinterLeaf.png 100,000,000 - Savings - - SmallFurniture.png -
Post Office Model WinterLeaf.png 999,999,999 - Savings - - SmallFurniture.png -


Animal Crossing: Wild World[edit]

Stereos in Animal Crossing: Wild World

Item Image Buy Price Sell Price Available From Group Color(s) Genre Size Info
Box of Tissues Box of Tissues WW.png 1,000,000 - Savings - - - SmallFurniture.png Can place on table
Piggy Bank Piggy Bank WW.png 10,000,000 - Savings - - - SmallFurniture.png Can use, can place on table
Pelly's Pic PellyPicACWW.png 100,000,000 - Savings - - - SmallFurniture.png Picture
Phyllis' Pic PhyllisPicACWW.png 500,000,000 - Savings - - - SmallFurniture.png Picture
Town Hall Model Town Hall Model WW.png 999,999,999 - Savings - - - SmallFurniture.png -


Animal Crossing: City Folk[edit]

Savings Rewards in Animal Crossing: City Folk

Item Image Buy Price Sell Price Available From Color(s) Genre Size Info
Shopping Card Shopping Card.png 10,000 - Savings - - - Item
Tissue Box WinterLeaf.png 100,000 - Savings - - SmallFurniture.png Can place on table
Gold Shopping Card WinterLeaf.png 1,000,000 - Savings - - - Item
Piggy Bank WinterLeaf.png 10,000,000 - Savings - - SmallFurniture.png Can use, can place on table
Green Feather WinterLeaf.png 100,000,000 - Savings - - SmallFurniture.png Headgear
Blue Feather WinterLeaf.png 200,000,000 - Savings - - SmallFurniture.png Headgear
Yellow Feather WinterLeaf.png 300,000,000 - Savings - - SmallFurniture.png Headgear
Red Feather WinterLeaf.png 400,000,000 - Savings - - SmallFurniture.png Headgear
Purple Feather WinterLeaf.png 500,000,000 - Savings - - SmallFurniture.png Headgear
White Feather WinterLeaf.png 600,000,000 - Savings - - SmallFurniture.png Headgear
Rainbow Feather WinterLeaf.png 700,000,000 - Savings - - SmallFurniture.png Headgear
ABD WinterLeaf.png 999,999,999 - Savings - - SmallFurniture.png Can use


Animal Crossing: New Leaf[edit]

Savings Rewards in Animal Crossing: New Leaf

Item Image Buy Price Sell Price Available From Color(s) HHA Theme Style Size Info Customize
Box of Tissues Box of Tissues HHD Icon.png 100,000 320 Savings White (x2) - Basic SmallFurniture.png Can place on table No
Letter Set Letter Set HHD Icon.png 500,000 300 Savings - - Basic SmallFurniture.png Can place on table No
Piggy Bank Piggy Bank HHD Icon.png 1,000,000 1,120 Savings Beige / Pink Harmonious Cute SmallFurniture.png Can use, can place on table Yes
Aluminum Briefcase Aluminum Briefcase HHD Icon.png 5,000,000 300 Savings Gray (x2) Sci-Fi & Trendy Modern SmallFurniture.png Can place on table No
Post-Office Poster Post-Office Poster HHD Icon.png 10,000,000 100 Savings - - Iconic SmallFurniture.png Wall furniture No
Safe Safe HHD Icon.png 20,000,000 189 Savings Black (x2) Sci-Fi Basic SmallFurniture.png Storage unit No
Postman Hat WinterLeaf.png 50,000,000 - Savings - - - SmallFurniture.png Headgear -
ABD ABD HHD Icon.png 100,000,000 250 Savings Gray (x2) - Basic SmallFurniture.png Can use No


Trivia[edit]

On March 6, 2020, Twitch streamer BrianMp16 became the first documented person to legitimately obtain the 999,999,999 Bells necessary to obtain the Post Office Model in Animal Crossing.[1][2]

References[edit]

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