Savings

From Nookipedia, the Animal Crossing wiki
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The player accessing their savings account in Animal Crossing: New Leaf

The savings account is a feature in the Animal Crossing series that allows the player to deposit or withdraw their Bells. It is accessed either from Pelly or Phyllis at the post office or town hall, or from an ATM-like machine known as the Automatic Bell Dispenser (ABD)[nb 1] Beginning in Animal Crossing: Wild World, the player receives monthly interest from the Bells saved in their account. In all games, the maximum amount of Bells that can be held in the savings account is 999,999,999.

Appearances[edit]

In Animal Crossing[edit]

The player accessing their savings account in Animal Crossing

In Animal Crossing, the savings account can be accessed by speaking to Pelly or Phyllis at the post office only after the player's house has been fully paid off.

In Wild World[edit]

The player accessing their savings account in Animal Crossing: Wild World

In Animal Crossing: Wild World, the savings account can be accessed by speaking to Pelly or Phyllis at town hall. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

In City Folk[edit]

The player accessing their savings account in Animal Crossing: City Folk

In Animal Crossing: City Folk, the savings account can be accessed from the ABD at town hall. The player's Bells are stored in the Bank of Nintendo. It can also be accessed at the player's house from the ABD furniture item. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

After the player deposits 10,000 Bells into their savings account, the Bank of Nintendo sends them a Shopping Card, which can be used at GracieGrace to spend the Bells in their savings without having to carry them in their pockets. If the player loses their Shopping Card, a new one can be issued at the ABD. After saving 1,000,000 Bells, the player receives the Gold Shopping Card, which is functionally identical to the standard Shopping Card, but cannot be reissued.

In New Leaf[edit]

In Animal Crossing: New Leaf, the savings account can be accessed from the ABD at the post office or on Tortimer Island. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

When selling a town in the Welcome amiibo update, any Bells in the player's savings account are transferred to the new town.

In New Horizons[edit]

In Animal Crossing: New Horizons, the savings account can be accessed from the Nook Stop at Resident Services. The player's Bells are stored in the Bank of Nook. The player receives 0.05% interest on the first of each month, with a maximum of 9,999 Bells. Prior to version 1.2.0, the player would receive 0.5% interest on the first of each month, with a maximum of 99,999 Bells; after downloading the 1.2.0 update, the Bank of Nook would send the player a Bell-Bag Rug as an apology for the decreased interest rates.

Unlike previous games, there are no rewards for passing certain Bell milestones.

Rewards[edit]

After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the catalog.

Animal Crossing[edit]

Savings rewards in Animal Crossing

# Item Image Buy price Sell price Available from Group Interact Fêng shui Size
504 Tissue Tissue Not for sale  320 Bells Post office
- - Special 1.0 x 1.0
505 Piggy Bank Piggy Bank Not for sale  1,120 Bells Post office
- Press Special 1.0 x 1.0
506 Mailbox Mailbox Not for sale  1,000 Bells Post office
- - Special 1.0 x 1.0
565 Post Model Post Model Not for sale  16,000 Bells Post office
- Toggle Special 1.0 x 1.0
Includes data sourced from this Item Spreadsheet, compiled by TimeSword3D, AlexBot2004, Cuyler, Ruthless Cutie, SuperHamster, and vmario.


Animal Crossing: Wild World[edit]

Savings rewards in Animal Crossing: Wild World

Amount Required # Item Image Buy Price Sell Price Available From Group Colors Genre Info Size
 1,000,000 Bells Unknown Box of Tissues Box of Tissues Not for sale 320 Town hall (Mail)
Unknown Unknown Unknown Can be placed on tables 1.0 x 1.0
 10,000,000 Bells Unknown Piggy Bank Piggy Bank WW Model.png Not for sale 1,120 Town hall (Mail)
Unknown Unknown Unknown Interactable;
Can be placed on tables
1.0 x 1.0
 100,000,000 Bells Unknown Pelly's Pic PellyPicACWW.png Not for sale Unknown Town hall (Mail)
Unknown Unknown Unknown Picture 1.0 x 1.0
 500,000,000 Bells Unknown Phyllis' Pic PhyllisPicACWW.png Not for sale Unknown Town hall (Mail)
Unknown Unknown Unknown Picture 1.0 x 1.0
 999,999,999 Bells Unknown Town Hall Model Town Hall Model WW Model.png Not for sale 450 Town hall (Mail)
Unknown Unknown Unknown - 2.0 x 1.0


Animal Crossing: City Folk[edit]

Savings rewards in Animal Crossing: City Folk

Item Image Buy Price Sell Price Available From Color(s) Genre Size Info
Shopping Card Shopping Card CF Icon.png 10,000 - Savings - - - Item
Box of Tissues Box of Tissues CF Model.png 100,000 - Savings - - 1.0 x 1.0 Can place on table
Gold Shopping Card Gold Shopping Card CF Icon.png 1,000,000 - Savings - - - Item
Piggy Bank Piggy Bank CF Model.png 10,000,000 - Savings - - 1.0 x 1.0 Can use, can place on table
Green Feather FallLeaf.png 100,000,000 - Savings - - 1.0 x 1.0 Headgear
Blue Feather FallLeaf.png 200,000,000 - Savings - - 1.0 x 1.0 Headgear
Yellow Feather FallLeaf.png 300,000,000 - Savings - - 1.0 x 1.0 Headgear
Red Feather FallLeaf.png 400,000,000 - Savings - - 1.0 x 1.0 Headgear
Purple Feather FallLeaf.png 500,000,000 - Savings - - 1.0 x 1.0 Headgear
White Feather FallLeaf.png 600,000,000 - Savings - - 1.0 x 1.0 Headgear
Rainbow Feather FallLeaf.png 700,000,000 - Savings - - 1.0 x 1.0 Headgear
ABD ABD CF Model.png 999,999,999 - Savings - - 1.0 x 1.0 Can use


Animal Crossing: New Leaf[edit]

Savings rewards in Animal Crossing: New Leaf

Item Image Buy Price Sell Price Available From Color(s) HHA Theme Style Size Info Customize
Box of Tissues Box of Tissues NL Model.png 100,000 320 Savings White (x2) - Basic 1.0 x 1.0 Can place on table No
Letter Set Letter Set NL Model.png 500,000 300 Savings - - Basic 1.0 x 1.0 Can place on table No
Piggy Bank Piggy Bank NL Model.png 1,000,000 1,120 Savings Beige / Pink Harmonious Cute 1.0 x 1.0 Can use, can place on table Yes
Aluminum Briefcase Aluminum Briefcase NL Model.png 5,000,000 300 Savings Gray (x2) Sci-Fi & Trendy Modern 1.0 x 1.0 Can place on table No
Post-Office Poster Post-Office Poster NL Model.png 10,000,000 100 Savings - - Iconic 1.0 x 1.0 Wall furniture No
Safe Safe NL Model.png 20,000,000 189 Savings Black (x2) Sci-Fi Basic 1.0 x 1.0 Storage unit No
Postman Hat FallLeaf.png 50,000,000 - Savings - - - 1.0 x 1.0 Headgear -
ABD ABD NL Model.png 100,000,000 250 Savings Gray (x2) - Basic 1.0 x 1.0 Can use No


Gallery[edit]

Notes[edit]

  1. Known as the Bellpoint in PAL regions.

References[edit]


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Further Details: New Horizons screenshot
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This page could be improved with the addition of images.
You can help by uploading one or more images and including them on this page.
Further Details: New Horizons screenshot