Automatic Bell Dispenser
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(Redirected from Savings Account)
The Automatic Bell Dispenser (ABD), also known as the Bellpoint, is a machine similar to an Automatic Teller Machine (ATM). The ABD allows the player to access the Bank of Nintendo, from which the mortgage can be paid to Tom Nook, withdraw and deposit Bells, or reissue a Shopping Card. 0.5% interest is given on the first of each month, capping at 99,999 Bells. The ABD is only featured in Animal Crossing: City Folk and Animal Crossing: New Leaf, with personal savings accounts handled at the Post Office desk in previous games.
In City Folk, after 10,000 Bells have been deposited into the bank account, the bank will send a shopping card (which is also referred to simply as a card) in the mail. This card works in the same way as a debit card, allowing the player to spend money in his or her bank account without carrying the Bells around. A Golden Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It works the same way as the regular shopping card.
After depositing a certain amount of bells into the bank account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered in the catalog.