Difference between revisions of "Home loan"

From Nookipedia, the Animal Crossing wiki
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===Animal Crossing: New Horizons===
 
===Animal Crossing: New Horizons===
{| class="sortable" width="50%" align=center style="border: 3px solid #FFDD66; background-color:#FFDD66; {{roundy}}"
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{| class="wikitable sortable"
 
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! width="10%" style="border-bottom:4px solid #FFDD66; border-right: 1px solid #FFDD66; border-left: 1px solid #FFDD66; background-color:#FFFFCC; color:#666; {{roundyleft|16px}}" | Purchase
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! Purchase !! Mortgage Cost !! Home Size
! width="10%" style="border-bottom:4px solid #FFDD66; border-right: 1px solid #FFDD66; border-left: 1px solid #FFDD66; background-color:#FFFFCC; color:#666;"| Mortgage Cost
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! width="10%" style="border-bottom:4px solid #FFDD66; border-right: 1px solid #FFDD66; border-left: 1px solid #FFDD66; background-color:#FFFFCC; color:#666;"| Home Size
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| Buying a Tent || 5,000 [[Nook Miles]] || ??
|- style="text-align:center;"
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| style="background-color:#ffffff; border-bottom: 4px solid {{roundyleft}}" | Buying a Tent
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| Buying a House || 98,000 Bells || 8 x 8
| style="background-color:#ffffff; border-bottom: 4px solid #fff" | 5,000 [[Nook Miles]]
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| style="background-color:#ffffff; border-bottom: 4px solid #fff {{roundyright}}" | ??
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| First House Expansion || 198,000 Bells || 10 x 10  
|- style="text-align:center;"
 
| style="background-color:#ffffff; border-bottom: 4px solid {{roundyleft}}" | Buying a House
 
| style="background-color:#ffffff; border-bottom: 4px solid #fff" | 98,000 Bells
 
| style="background-color:#ffffff; border-bottom: 4px solid #fff {{roundyright}}" | 8 x 8
 
|- style="text-align:center;"
 
| style="background-color:#ffffff; border-bottom: 4px solid {{roundyleft}}" | First House Expansion
 
| style="background-color:#ffffff; border-bottom: 4px solid #fff" | 198,000 Bells
 
| style="background-color:#ffffff; border-bottom: 4px solid #fff {{roundyright}}" | 10 x 10  
 
 
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Revision as of 04:56, March 22, 2020

House PG Icon.png
File:Payed Off Home Loan.jpg
A player after paying off their home loan in Animal Crossing: New Leaf.

A mortgage, also known as a debt or loan, is an amount of bells that is required to pay off in order to buy and expand a player's home. After the player pays off the mortgage once, the price will increase. Once the house is fully expanded and paid off, the player will usually get a reward. In Animal Crossing, after the player pays off their mortage, they will have a statue put up of them in front of the train station. In Animal Crossing: City Folk, the player will receive a flag in front of their house that custom designs can be placed on. Paying off the mortgage in Animal Crossing: New Leaf unlocks theme challenges run by Lyle at the Happy Home Academy.

Required Amounts

Animal Crossing

  • Buying House: 19,800 bells
  • First Expansion: 148,000 bells
  • Basement: 48,000 bells
  • Second Expansion: 398,000 bells
  • Second Floor: 798,000 bells
  • Total Cost: 1,410,800 Bells

Animal Crossing: Wild World

  • Buying House: 19,800 bells
  • First House Expansion: 120,000 bells
  • Second House Expansion: 298,000 bells
  • Upstairs Room: 598,000 bells
  • Left Room: 728,000 bells
  • Right Room: 848,000 bells
  • Back Room: 948,000 bells
  • Total Cost: 3,559,800 Bells.

Animal Crossing: City Folk

  • Buying House: 19,800 bells
  • First House Expansion: 120,000 bells
  • Second House Expansion: 248,000 bells
  • Second Floor: 368,000 bells
  • Basement: 598,000 bells
  • Total Cost: 1,353,800 bells

Animal Crossing: New Leaf

  • Buying House: 10,000 bells
  • First Expansion: 98,000 bells
  • Second Expansion: 198,000 bells
  • Second Floor: 298,000 bells

After the second story is constructed, the player may choose to expand existing rooms or construct additional rooms, in any order:

  • 1st Second Story Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Second Story Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Basement: 428,000 bells (4 by 4 squares)
  • 1st Basement Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Basement Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Ground Floor Left Room: 348,000 bells (4 by 4 squares)
  • 1st Ground Floor Left Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Ground Floor Left Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Ground Floor Right Room: 348,000 bells (4 by 4 squares)
  • 1st Ground Floor Right Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Ground Floor Right Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Ground Floor Back Room: 348,000 bells (4 by 4 squares)
  • 1st Ground Floor Back Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Ground Floor Back Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Total Cost: 7,595,800 Bells
  • Total Floorspace: 320m²
  • Total Wallspace: 142m
  • Total Furnishable Tiles: 462
  • Floorspace Cost: 23,737 Bells per m²
  • Tile Cost: 16,441 Bells per tile


Animal Crossing: New Horizons

Purchase Mortgage Cost Home Size
Buying a Tent 5,000 Nook Miles ??
Buying a House 98,000 Bells 8 x 8
First House Expansion 198,000 Bells 10 x 10

Gallery