Difference between revisions of "Home loan"

From Nookipedia, the Animal Crossing wiki
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[[File:Mortgage gone.png|thumb|250px|A player after paying off all their mortgage]]
 
[[File:Mortgage gone.png|thumb|250px|A player after paying off all their mortgage]]
A '''mortgage''', also known as a '''debt''', is a sum of money owed to another person, almost always being [[Tom Nook]]. In addition to the initial house, each home expansion has a mortgage associated with it. After the mortgage is paid off, the player can expand their house. After the player pays off the mortgage once, the price goes up. [[Tom Nook]] will eventually say he can not expand any more. In the original game, after the player completes their mortage, they will have a statue put up in front of the train station. In {{CF}}, after the player completes their mortgage, [[Tom Nook]] will give the player a flag.
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A '''mortgage''', also known as a '''debt''', is a sum of money owed to another person, almost always being [[Tom Nook]]. In addition to the initial house, each home expansion has a mortgage associated with it. After the mortgage is paid off, the player can expand their house. After the player pays off the mortgage once, the price goes up. [[Tom Nook]] will eventually say he can not expand any more. In the original game, after the player completes their mortage, they will have a statue put up in front of the train station. In {{CF}}, after the player completes their mortgage, [[Tom Nook]] will give the player a flag. Paying off the mortgage in {{NL}} unlocks theme challenges run by [[Lyle]] at the [[Happy Home Academy]].
  
 
== Required Amounts ==
 
== Required Amounts ==
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===Animal Crossing: City Folk===
 
===Animal Crossing: City Folk===
*''First House Expansion'': 19,800 bells
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*''Buying House'': 19,800 bells
*''Second House Expansion'': 120,000 bells
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*''First House Expansion'': 120,000 bells
*''Second Floor'': 248,000 bells
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*''Second House Expansion'': 248,000 bells
*''Basement'': 368,000 bells
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*''Second Floor'': 368,000 bells
*''Flagpole'': 598,000 bells
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*''Basement'': 598,000 bells
 
*''Total Cost'': 1,353,800 bells
 
*''Total Cost'': 1,353,800 bells
  
 
===Animal Crossing: New Leaf===
 
===Animal Crossing: New Leaf===
*''Buying House'': 10,000 bells
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*'''Buying House''': 10,000 bells
  
First Expansion:98,000 bells
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*''First Expansion'': 98,000 bells
  
Second Expansion:198,000 bells
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*''Second Expansion'': 198,000 bells
  
Second Floor:298,000 bells
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*'''Second Floor''': 298,000 bells
  
 
After the second story is constructed, the player may choose to expand existing rooms or construct additional rooms, in any order:
 
After the second story is constructed, the player may choose to expand existing rooms or construct additional rooms, in any order:
  
1st Second Story Expansion: 498,000 (upgraded to 6 by 6 squares)
+
*''1st Second Story Expansion'': 498,000 bells (upgraded to 6 by 6 squares)
  
2nd Second Story Expansion: 598,000 (upgraded to 8 by 8 squares)
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*''2nd Second Story Expansion'': 598,000 bells (upgraded to 8 by 8 squares)
  
Basement: 428,000 Bells (4 by 4 squares)
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*'''Basement''': 428,000 bells (4 by 4 squares)
  
1st Basement Expansion: 498,000 (upgraded to 6 by 6 squares)
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*''1st Basement Expansion'': 498,000 bells (upgraded to 6 by 6 squares)
  
2nd Basement Expansion: 598,000 (upgraded to 8 by 8 squares)
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*''2nd Basement Expansion'': 598,000 bells (upgraded to 8 by 8 squares)
  
Ground Floor Left Room: 348,000 Bells (4 by 4 squares)
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*'''Ground Floor Left Room''': 348,000 bells (4 by 4 squares)
  
1st Ground Floor Left Room Expansion: 498,000 (upgraded to 6 by 6 squares)
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*''1st Ground Floor Left Room Expansion'': 498,000 bells (upgraded to 6 by 6 squares)
  
2nd Ground Floor Left Room Expansion: 598,000 (upgraded to 8 by 8 squares)
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*''2nd Ground Floor Left Room Expansion'': 598,000 bells (upgraded to 8 by 8 squares)
  
Ground Floor Right Room: 348,000 Bells (4 by 4 squares)
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*'''Ground Floor Right Room''': 348,000 bells (4 by 4 squares)
  
1st Ground Floor Right Room Expansion: 498,000 (upgraded to 6 by 6 squares)
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*''1st Ground Floor Right Room Expansion'': 498,000 bells (upgraded to 6 by 6 squares)
  
2nd Ground Floor Right Room Expansion: 598,000 (upgraded to 8 by 8 squares)
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*''2nd Ground Floor Right Room Expansion'': 598,000 bells (upgraded to 8 by 8 squares)
  
Ground Floor Back Room: 348,000 Bells (4 by 4 squares)
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*'''Ground Floor Back Room''': 348,000 bells (4 by 4 squares)
  
1st Ground Floor Back Room Expansion: 498,000 (upgraded to 6 by 6 squares)
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*''1st Ground Floor Back Room Expansion'': 498,000 bells (upgraded to 6 by 6 squares)
  
2nd Ground Floor Back Room Expansion: 598,000 (upgraded to 8 by 8 squares)
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*''2nd Ground Floor Back Room Expansion'': 598,000 bells (upgraded to 8 by 8 squares)
  
Total Cost: 7,595,800 Bells
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*''Total Cost'': 7,595,800 Bells
  
Total Floorspace: 320m2
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*''Total Floorspace'': 320m²
  
Total Wallspace: 142m
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*''Total Wallspace'': 142m
  
Total Furnishable Tiles: 462
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*''Total Furnishable Tiles'': 462
  
Floorspace Cost: 23,737 Bells per m2
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*''Floorspace Cost'': 23,737 Bells per
  
Tile Cost: 16,441 Bells per tile
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*''Tile Cost'': 16,441 Bells per tile
 
{{Stub}}
 
{{Stub}}
  
 
[[Category:Gameplay Elements]]
 
[[Category:Gameplay Elements]]

Revision as of 16:16, March 24, 2014

File:Mortgage gone.png
A player after paying off all their mortgage

A mortgage, also known as a debt, is a sum of money owed to another person, almost always being Tom Nook. In addition to the initial house, each home expansion has a mortgage associated with it. After the mortgage is paid off, the player can expand their house. After the player pays off the mortgage once, the price goes up. Tom Nook will eventually say he can not expand any more. In the original game, after the player completes their mortage, they will have a statue put up in front of the train station. In Animal Crossing: City Folk, after the player completes their mortgage, Tom Nook will give the player a flag. Paying off the mortgage in Animal Crossing: New Leaf unlocks theme challenges run by Lyle at the Happy Home Academy.

Required Amounts

Animal Crossing

  • Buying House: 19,800 bells
  • First Expansion: 148,000 bells
  • Basement: 48,000 bells
  • Second Expansion: 398,000 bells
  • Second Floor: 798,000 bells
  • Total Cost: 1,410,800 Bells

Animal Crossing: Wild World

  • Buying House: 19,800 bells
  • First House Expansion: 120,000 bells
  • Second House Expansion: 298,000 bells
  • Upstairs Room: 598,000 bells
  • Left Room: 728,000 bells
  • Right Room: 848,000 bells
  • Back Room: 948,000 bells
  • Total Cost: 3,559,800 Bells.

Animal Crossing: City Folk

  • Buying House: 19,800 bells
  • First House Expansion: 120,000 bells
  • Second House Expansion: 248,000 bells
  • Second Floor: 368,000 bells
  • Basement: 598,000 bells
  • Total Cost: 1,353,800 bells

Animal Crossing: New Leaf

  • Buying House: 10,000 bells
  • First Expansion: 98,000 bells
  • Second Expansion: 198,000 bells
  • Second Floor: 298,000 bells

After the second story is constructed, the player may choose to expand existing rooms or construct additional rooms, in any order:

  • 1st Second Story Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Second Story Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Basement: 428,000 bells (4 by 4 squares)
  • 1st Basement Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Basement Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Ground Floor Left Room: 348,000 bells (4 by 4 squares)
  • 1st Ground Floor Left Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Ground Floor Left Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Ground Floor Right Room: 348,000 bells (4 by 4 squares)
  • 1st Ground Floor Right Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Ground Floor Right Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Ground Floor Back Room: 348,000 bells (4 by 4 squares)
  • 1st Ground Floor Back Room Expansion: 498,000 bells (upgraded to 6 by 6 squares)
  • 2nd Ground Floor Back Room Expansion: 598,000 bells (upgraded to 8 by 8 squares)
  • Total Cost: 7,595,800 Bells
  • Total Floorspace: 320m²
  • Total Wallspace: 142m
  • Total Furnishable Tiles: 462
  • Floorspace Cost: 23,737 Bells per m²
  • Tile Cost: 16,441 Bells per tile
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