Editing Savings

[[File:NL Savings.png|thumb|right|The player accessing their savings account in {{NL|nolink}}]]
The '''savings''' account is a feature in the {{SER}} that allows the player to deposit or withdraw their [[Bell]]s. It is accessed either from [[Pelly]] or [[Phyllis]] at the [[post office]] or [[town hall]], or from an ATM-like machine known as the '''Automatic Bell Dispenser''' ('''ABD'''){{Note|Known as the '''Bellpoint''' in PAL regions.}} Beginning in {{WW}}, the player receives monthly interest from the Bells saved in their account. In all games, the maximum amount of Bells that can be held in the savings account is 999,999,999.

In {{CF}}, the player's savings account is at the '''Bank of Nintendo''', and in {{NH}}, it is at the '''Bank of Nook'''.
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==Appearances==
===In {{PG|nolink}}===
[[File:PG Savings.png|thumb|right|250px|The player accessing their savings account in {{PG|nolink}}]]
In {{PG}}, the savings account can be accessed by speaking to Pelly or Phyllis at the post office only after the player's house has been fully paid off.

===In {{WW|short|nolink}}===
[[File:WW Savings.png|thumb|left|200px|The player accessing their savings account in {{WW|nolink}}]]
In {{WW}}, the savings account can be accessed by speaking to Pelly or Phyllis at town hall. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

===In {{CF|short|nolink}}===
[[File:CF Savings.png|thumb|right|The player accessing their savings account in {{CF|nolink}}]]
In {{CF}}, the savings account can be accessed from the ABD at town hall. The player's Bells are stored in the Bank of Nintendo. It can also be accessed at the player's house from the ABD furniture item. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

After the player deposits 10,000 Bells into their savings account, the Bank of Nintendo sends them a {{I|shopping card|CF}}, which can be used at [[GracieGrace]] and the [[auction house]] to spend the Bells in their savings without having to carry them in their [[pockets]]. If the player loses their shopping card, a new one can be issued at the ABD. After saving 1,000,000 Bells, the player receives the {{I|gold card|CF}}, which gives a 20% discount when used at GracieGrace; unlike the shopping card, it cannot be reissued.
{{Clear|left}}

===In {{NL|short|nolink}}===
In {{NL}}, the savings account can be accessed from the ABD at the post office or on [[Tortimer Island]]. The player receives 0.5% interest on the first of each month, with a maximum of 99,999 Bells.

When selling a town in the {{NLWa|short}} update, any Bells in the player's savings account are transferred to the new town.

===In {{NH|short|nolink}}===
In {{NH}}, the savings account can be accessed from the [[Nook Stop]] at [[Resident Services]]. The player's Bells are stored in the Bank of Nook. The player receives 0.05% interest on the first of each month, with a maximum of 9,999 Bells. Prior to [[Animal Crossing: New Horizons/Update history/1.2.0|version 1.2.0]], the player would receive 0.5% interest on the first of each month, with a maximum of 99,999 Bells; after downloading the 1.2.0 update, the Bank of Nook would send the player a {{I|Bell-bag rug|New Horizons}} as an apology for the decreased interest rates.

Unlike previous games, there are no rewards for passing certain Bell milestones.

With the release of the 2.0 update, it is now possible to redeem a separate {{I|ABD|New Horizons}} from the Nook Stop. Once redeemed, the player can set it up anywhere and can now access the ABD without having to go to the Nook Stop first. An ABD is also available at [[Harv's Island]]. In {{HHP}}, after the player has done around 25 vacation homes, Lottie will set up an Automated Bell and Poki Dispenser (AB&PD), to allow the player to deposit [[Poki]] and do exchanges between Bells and Poki. There is a limit of 30,000 Bells and 15,000 Poki that can be exchanged at a time, and the exchange rates change every day.

==Rewards==
After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the [[Catalog|catalog]].

==={{PG|nolink}}===
{{TableTop PG Furniture|name=Savings rewards|collapsed=true}}

{{#cargo_query:
|table=pg_furniture
|group by=pg_furniture.en_name
|fields=pg_furniture._pageName=page,pg_furniture.catalog_num_pg=catalog-num-pg,pg_furniture.en_name=name,pg_furniture.image_pg=image-pg,pg_furniture.buy,pg_furniture.sell,pg_furniture.availability1,pg_furniture.availability2,pg_furniture.availability3,pg_furniture.rarity_group=rarity-group,pg_furniture.interactivity,pg_furniture.color,pg_furniture.width,pg_furniture.length
|where=availability1='Post office'
|order by=pg_furniture.catalog_num_pg
|format=template
|template=CargoDisplayPGFurniture
|named args=yes
|limit=50
}}

{{TableFooter|note={{Community:ACGC Spreadsheet/Attribution}}}}
<br clear=all>

==={{WW|nolink}}===
{{TableTop Multi|game=WW|name=Savings rewards|collapsed=true}}
{{#cargo_compound_query:
tables=ww_furniture;
group by=ww_furniture.en_name;
fields=ww_furniture._pageName=page,ww_furniture.en_name=name,ww_furniture.image,CONCAT('Furniture')=type,ww_furniture.buy,ww_furniture.sell,ww_furniture.availability1,ww_furniture.availability2,ww_furniture.availability3;
where=availability1='town hall';
limit=100
|tables=ww_photo;
group by=ww_photo.en_name;
fields=ww_photo._pageName=page,ww_photo.en_name=name,ww_photo.image=image,CONCAT('Picture')=type,ww_photo.sell,ww_photo.availability1,ww_photo.availability2;
where=availability1='town hall';
limit=100
|format=template
|template=CargoDisplayWWMulti
|named args=yes
}}
{{TableFooter|note={{Community:ACWW Spreadsheet/Attribution}}}}
<br clear=all>

==={{CF|nolink}}===
{{TableHeader|game=ACCF|type=furniture|collection=series|collapsed=true|title=Savings rewards in {{CF|nolink}}}}

{{TableContent
| Shopping card
| [[File:Shopping Card CF Icon.png|64px]]
| 10,000
| -
| Savings
| -
| -
| -
| Item
}}

{{TableContent
| Box of tissues
| [[File:Box of Tissues CF Model.png|64px]]
| 100,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| Can place on table
}}

{{TableContent
| Gold card
| [[File:Gold Card CF Icon.png|64px]]
| 1,000,000
| -
| Savings
| -
| -
| -
| Item
}}

{{TableContent
| Piggy bank
| [[File:Piggy Bank CF Model.png|64px]]
| 10,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| Can use, can place on table
}}

{{TableContent
| Green feather
| [[File:Green Feather CF Model.png|64px]]
| 100,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| [[Headgear]]
}}

{{TableContent
| Blue feather
| [[File:Blue Feather CF Model.png|64px]]
| 200,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| [[Headgear]]
}}

{{TableContent
| Yellow feather
| [[File:Yellow Feather CF Model.png|64px]]
| 300,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| [[Headgear]]
}}

{{TableContent
| Red feather
| [[File:Red Feather CF Model.png|64px]]
| 400,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| [[Headgear]]
}}

{{TableContent
| Purple feather
| [[File:Purple Feather WW Model.png|64px]]
| 500,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| [[Headgear]]
}}

{{TableContent
| White feather
| [[File:White Feather CF Model.png|64px]]
| 600,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| [[Headgear]]
}}

{{TableContent
| Rainbow feather
| [[File:Rainbow Feather CF Model.png|64px]]
| 700,000,000
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| [[Headgear]]
}}

{{TableContent
| ABD
| [[File:ABD CF Model.png|64px]]
| 999,999,999
| -
| Savings
| -
| -
| {{Size|1.0|1.0}}
| Can use
}}

{{TableFooter}}
<br clear=all>

==={{NL|nolink}}===
{{TableTop Multi|game=NL|name=Savings rewards}}
{{#cargo_compound_query:
tables=nl_furniture,nl_furniture_variation;
join on=nl_furniture_variation.en_name = nl_furniture.en_name;
group by=nl_furniture.en_name;
order by=nl_furniture.catalog_num,nl_furniture.en_name;
fields=nl_furniture._pageName=pagename,nl_furniture.en_name=name,nl_furniture_variation.image,CONCAT('Furniture')=type,nl_furniture.buy1_price=buy1-price,nl_furniture.buy1_wikitext=buy1,nl_furniture.sell,nl_furniture.availability1,nl_furniture.availability2,nl_furniture.availability3,nl_furniture.availability_rv=availability-rv;
where=availability1='Post office';
limit=100
|tables=nl_clothing;
group by=nl_clothing.en_name;
order by=nl_clothing.catalog_num,nl_clothing.en_name;
fields=nl_clothing._pageName=page,nl_clothing.en_name=name,nl_clothing.image=image,CONCAT('Clothing')=type,nl_clothing.buy1_price=buy1-price,nl_clothing.buy1_wikitext=buy1,nl_clothing.sell,nl_clothing.availability1,nl_clothing.availability2,nl_clothing.availability3,nl_clothing.availability_rv=availability-rv;
where=availability1='Post office';
limit=100
|format=template
|template=CargoDisplayNLMulti
|named args=yes
}}
{{TableFooter|note={{Community:ACNL Spreadsheet/Attribution}}}}

==Gallery==
<gallery class=sprite>
Savings PG Icon.png|Icon shown when accessing the player's savings account in {{PG}}
Savings WW Icon.png|Icon shown when accessing the player's savings account in {{WW|short}}
CF Letter Bank of Nintendo Shopping Card.jpg|The letter received with the Shopping Card in {{CF|short}}
CF Letter Bank of Nintendo Gold Shopping Card.png|The letter received with the Gold Shopping Card in {{CF|short|nolink}}
CF ABD.jpg|The player using the ABD furniture item in {{CF|short|nolink}}
NH Letter Bank of Nook Interest.jpg|The player receiving interest on their savings in {{NH|short|nolink}}
</gallery>

==Notes==
{{Note list}}

==References==
{{Reflist}}

{{Image|note={{NH|short|nolink}} screenshot}}
{{Navbox Gameplay elements}}