Difference between revisions of "Savings"

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m (AlexBot2004 moved page Automatic Bell Dispenser to Savings over redirect: Current title, "Automatic Bell Dispenser," doesn't apply to {{PG}} or {{WW}} even though they both have functionally identical features.)
(Reworked the page to reflect the new page name.)
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The '''Automatic Bell Dispenser''' ('''ABD'''), also known as the '''Bellpoint''', is a machine similar to an Automatic Teller Machine (ATM). The ABD allows the player to access the Bank of Nintendo, from which the [[mortgage]] can be paid to [[Tom Nook]], withdraw and deposit [[Bells]], or reissue a Shopping Card. 0.5% interest is given on the first of each month, capping at 99,999 Bells. The ABD is only featured in {{CF}} and {{NL}}, with personal savings accounts handled at the [[Post Office]] desk in previous games.
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[[File:Savings WW Icon.png|left]]
 
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[[File:CFABD.jpg|thumb|250px|A player using the Automatic Bell Dispenser in {{CF|nolink}}.]]
==Locations==
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The '''Savings account''' is a feature in all Animal Crossing games that allow the player to deposit or withdraw their [[Bells]], similarly to a real-life bank account. In {{PG}} and {{WW}}, the player can go to the [[Post Office]] or [[Town Hall]], respectively, and talk to [[Pelly]] or [[Phyllis]] to access their savings. In {{PG|nolink}}, the player can only access their savings account after fully paying off their [[mortgage]]. In {{CF}} and {{NL}}, the player now uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at [[Town Hall]] and the [[Post Office]], respectively. The player can also receive a functioning ABD furniture item in {{CF|nolink}} and {{NL|nolink}} after saving 999,999,999 Bells and 100,000,000 Bells, respectively.  0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells.
===''City Folk''===
 
*[[File:CFABD.jpg|thumb|A character using the ABD.]]An ABD is located in [[Town Hall]] below the [[Town Hall|Civic Center]] window.
 
*In the [[city]], an ABD is located by the [[Marquee]]. This ABD machine is for the "main branch" of the bank located in the city, rather than the town's own branch, however there is no difference in function.
 
*A personal ABD furniture item is also obtainable by depositing 999,999,999 Bells.
 
 
 
===''New Leaf''===
 
*An ABD is located in the [[Post Office]], below the desk in the lower left corner of the room.
 
*Another ABD is located at the far right of the tour office on [[Island|Tortimer Island]]. This machine is of limited use, as Bells are generally not used on the island.
 
*A personal ABD furniture item is also obtainable by depositing 100,000,000 Bells into the bank account.
 
  
 
==Shopping card==
 
==Shopping card==
In ''City Folk'', after 10,000 [[Bells]] have been deposited into the bank account, the bank will send a [[shopping card]] (which is also referred to simply as a card) in the mail. This card works in the same way as a debit card, allowing the player to spend money in his or her bank account without carrying the [[Bells]] around. A Golden Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It works the same way as the regular shopping card.
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In ''City Folk'', after 10,000 [[Bells]] have been deposited into the savings account, the bank will send a [[shopping card]] (which is also referred to simply as a card) in the mail. This card functions in the same way as a real-world debit card, allowing the player to spend money in his or her savings account without carrying the [[Bells]] around. A Golden Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It works the same way as the regular shopping card.
  
==Unlockable items==
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==Rewards==
After depositing a certain amount of bells into the bank account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered in the [[Catalog|catalog]].
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After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the [[Catalog|catalog]].
  
 
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Revision as of 22:19, March 7, 2020

Savings WW Icon.png
File:CFABD.jpg
A player using the Automatic Bell Dispenser in Animal Crossing: City Folk.

The Savings account is a feature in all Animal Crossing games that allow the player to deposit or withdraw their Bells, similarly to a real-life bank account. In Animal Crossing and Animal Crossing: Wild World, the player can go to the Post Office or Town Hall, respectively, and talk to Pelly or Phyllis to access their savings. In Animal Crossing, the player can only access their savings account after fully paying off their mortgage. In Animal Crossing: City Folk and Animal Crossing: New Leaf, the player now uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at Town Hall and the Post Office, respectively. The player can also receive a functioning ABD furniture item in Animal Crossing: City Folk and Animal Crossing: New Leaf after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells.

Shopping card

In City Folk, after 10,000 Bells have been deposited into the savings account, the bank will send a shopping card (which is also referred to simply as a card) in the mail. This card functions in the same way as a real-world debit card, allowing the player to spend money in his or her savings account without carrying the Bells around. A Golden Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It works the same way as the regular shopping card.

Rewards

After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the catalog.

Amount Reward in City Folk Reward in New Leaf
10,000 Shopping Card --
100,000 Tissue box Tissue box
500,000 -- Letter set
1,000,000 Gold shopping card Piggy bank
5,000,000 -- Aluminum briefcase
10,000,000 Piggy bank Post Office poster
20,000,000 -- Safe
50,000,000 -- Postman hat
100,000,000 Green feather Automatic bell dispenser
200,000,000 Blue feather --
300,000,000 Yellow feather --
400,000,000 Red feather --
500,000,000 Purple feather --
600,000,000 White feather --
700,000,000 Rainbow feather --
999,999,999 Automatic bell dispenser --