Difference between revisions of "Savings"
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[[File:Savings WW Icon.png|left]] | [[File:Savings WW Icon.png|left]] | ||
[[File:CFABD.jpg|thumb|250px|A player using the Automatic Bell Dispenser in {{CF|nolink}}.]] | [[File:CFABD.jpg|thumb|250px|A player using the Automatic Bell Dispenser in {{CF|nolink}}.]] | ||
| − | The '''savings''' account is a feature in all Animal Crossing games that allows the player to deposit or withdraw their [[Bells]], similarly to a real-life bank account. In {{PG}} and {{WW}}, the player can go to the [[Post Office]] or [[Town Hall]], respectively, and talk to [[Pelly]] or [[Phyllis]] to access their savings. In {{PG|nolink}}, the player can only access their savings account after fully paying off their [[mortgage]]. In {{CF}}, {{NL}}, and {{NH}}, the player uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at the [[Town Hall]], the [[Post Office]], or [[Resident Services]], respectively. The player can also receive a functioning ABD furniture item in {{CF|nolink}} and {{NL|nolink}} after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells. In {{NH|nolink}}, as of the 1.2.0 update, the interest rate was lowered to 0.05%, and the monthly cap lowered to 9,999 Bells. | + | The '''savings''' account is a feature in all ''Animal Crossing'' games that allows the player to deposit or withdraw their [[Bells]], similarly to a real-life bank account. In {{PG}} and {{WW}}, the player can go to the [[Post Office]] or [[Town Hall]], respectively, and talk to [[Pelly]] or [[Phyllis]] to access their savings. In {{PG|nolink}}, the player can only access their savings account after fully paying off their [[mortgage]]. In {{CF}}, {{NL}}, and {{NH}}, the player uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at the [[Town Hall]], the [[Post Office]], or [[Resident Services]], respectively. The player can also receive a functioning ABD furniture item in {{CF|nolink}} and {{NL|nolink}} after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells. In {{NH|nolink}}, as of the 1.2.0 update, the interest rate was lowered to 0.05%, and the monthly cap lowered to 9,999 Bells. |
The maximum amount that can be held in the savings account is 999,999,999 Bells, in all games. | The maximum amount that can be held in the savings account is 999,999,999 Bells, in all games. | ||
Revision as of 10:01, March 2, 2021
- Not to be confused with Guide:Saving.
The savings account is a feature in all Animal Crossing games that allows the player to deposit or withdraw their Bells, similarly to a real-life bank account. In Animal Crossing and Animal Crossing: Wild World, the player can go to the Post Office or Town Hall, respectively, and talk to Pelly or Phyllis to access their savings. In Animal Crossing, the player can only access their savings account after fully paying off their mortgage. In Animal Crossing: City Folk, Animal Crossing: New Leaf, and Animal Crossing: New Horizons, the player uses the Automatic Bell Dispenser (ABD), also known as the Bellpoint, found at the Town Hall, the Post Office, or Resident Services, respectively. The player can also receive a functioning ABD furniture item in Animal Crossing: City Folk and Animal Crossing: New Leaf after saving 999,999,999 Bells and 100,000,000 Bells, respectively. 0.5% of the total amount of Bells saved is given to the player as interest on the first of each month, capping at 99,999 Bells. In Animal Crossing: New Horizons, as of the 1.2.0 update, the interest rate was lowered to 0.05%, and the monthly cap lowered to 9,999 Bells.
The maximum amount that can be held in the savings account is 999,999,999 Bells, in all games.
Shopping Card
In City Folk, after 10,000 Bells have been deposited into the savings account, the bank will send a Shopping Card (which is also referred to simply as a card) in the mail. This card functions in the same way as a real-world debit card, allowing the player to spend money in their savings account without carrying the Bells around. A Gold Shopping Card can be obtained by becoming a VIP at the bank, when a total of 1,000,000 Bells has been deposited into the account. It acts exactly like the regular Shopping Card. If the player loses their Shopping Card, they are able to go to the ABD and select "Reissue Card". They will receive a new card in the mail. However, the Gold Shopping Card cannot be replaced.
The letter received with the Shopping Card.
- Goldcardletter.png
The letter received with the Gold Shopping Card.
Rewards
After depositing a certain amount of Bells into the savings account, the player will receive a letter in the mail with a present attached as a reward. Items obtained this way cannot be re-ordered from the catalog.
In Animal Crossing: New Horizons, there are no rewards for passing certain Bell milestones.
Animal Crossing
Savings rewards in Animal Crossing
| # | Item | Image | Buy price | Sell price | Available from | Group | Interact | Fêng shui | Size |
|---|---|---|---|---|---|---|---|---|---|
| 504 | [[|Tissue]] | 
|
Not for sale |  320 Bells
|
 Post office |
- | - | Special | 
|
| 505 | [[|Piggy bank]] | 
|
Not for sale | 1,120 Bells
|
Post office |
- | Press | Special |
|
| 506 | [[|Mailbox]] | 
|
Not for sale | 1,000 Bells
|
Post office |
- | - | Special |
|
| 565 | [[|Post model]] | 
|
Not for sale | 16,000 Bells
|
Post office |
- | Toggle | Special |
|
Animal Crossing: Wild World
Savings rewards in Animal Crossing: Wild World
| Amount Required | # | Item | Image | Buy Price | Sell Price | Available From | Group | Colors | Genre | Info | Size |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1,000,000 Bells
|
Unknown | Box of Tissues | 
|
Not for sale | 320 | Town hall (Mail) |
Unknown | Unknown | Unknown | Can be placed on tables |
|
| 10,000,000 Bells
|
Unknown | Piggy Bank | 
|
Not for sale | 1,120 | Town hall (Mail) |
Unknown | Unknown | Unknown | Interactable; Can be placed on tables |
|
| 100,000,000 Bells
|
Unknown | Pelly's Pic | 
|
Not for sale | Unknown | Town hall (Mail) |
Unknown | Unknown | Unknown | Picture |
|
| 500,000,000 Bells
|
Unknown | Phyllis' Pic | 
|
Not for sale | Unknown | Town hall (Mail) |
Unknown | Unknown | Unknown | Picture |
|
| 999,999,999 Bells
|
Unknown | Town Hall Model | 
|
Not for sale | 450 | Town hall (Mail) |
Unknown | Unknown | Unknown | - | 
|
Animal Crossing: City Folk
Savings rewards in Animal Crossing: City Folk
| Item | Image | Buy Price | Sell Price | Available From | Color(s) | Genre | Size | Info |
|---|---|---|---|---|---|---|---|---|
| Shopping Card | 
|
10,000 | - | Savings | - | - | - | Item |
| Box of Tissues | 
|
100,000 | - | Savings | - | - |
|
Can place on table |
| Gold Shopping Card | 64px | 1,000,000 | - | Savings | - | - | - | Item |
| Piggy Bank | 
|
10,000,000 | - | Savings | - | - |
|
Can use, can place on table |
| Green Feather | 
|
100,000,000 | - | Savings | - | - |
|
Headgear |
| Blue Feather |
|
200,000,000 | - | Savings | - | - |
|
Headgear |
| Yellow Feather |
|
300,000,000 | - | Savings | - | - |
|
Headgear |
| Red Feather |
|
400,000,000 | - | Savings | - | - |
|
Headgear |
| Purple Feather |
|
500,000,000 | - | Savings | - | - |
|
Headgear |
| White Feather |
|
600,000,000 | - | Savings | - | - |
|
Headgear |
| Rainbow Feather |
|
700,000,000 | - | Savings | - | - |
|
Headgear |
| ABD | 
|
999,999,999 | - | Savings | - | - |
|
Can use |
Animal Crossing: New Leaf
Savings rewards in Animal Crossing: New Leaf
| Item | Image | Buy Price | Sell Price | Available From | Color(s) | HHA Theme | Style | Size | Info | Customize |
|---|---|---|---|---|---|---|---|---|---|---|
| Box of Tissues | 
|
100,000 | 320 | Savings | White (x2) | - | Basic |
|
Can place on table | No |
| Letter Set | 
|
500,000 | 300 | Savings | - | - | Basic |
|
Can place on table | No |
| Piggy Bank | 64px | 1,000,000 | 1,120 | Savings | Beige / Pink | Harmonious | Cute |
|
Can use, can place on table | Yes |
| Aluminum Briefcase | 
|
5,000,000 | 300 | Savings | Gray (x2) | Sci-Fi & Trendy | Modern |
|
Can place on table | No |
| Post-Office Poster | 
|
10,000,000 | 100 | Savings | - | - | Iconic |
|
Wall furniture | No |
| Safe | 
|
20,000,000 | 189 | Savings | Black (x2) | Sci-Fi | Basic |
|
Storage unit | No |
| Postman Hat |
|
50,000,000 | - | Savings | - | - | - |
|
Headgear | - |
| ABD | 
|
100,000,000 | 250 | Savings | Gray (x2) | - | Basic |
|
Can use | No |
Trivia
- On March 6, 2020, Animal Crossing player BrianMp16 became the first documented person to obtain the Post Model and the 999,999,999 Bells necessary to obtain it without the use of glitches or cheats.[1][2]
References
- ↑ BrianMp16 (March 19, 2020). "I am the world's first legitimate Animal Crossing (GCN) Bellionaire". YouTube.
- ↑ Emma Kent (March 4, 2020). "An Animal Crossing player says he's about to become the world's first self-made "bellionaire"". Eurogamer.
